The majority of policies will cover removing a downed tree from a structure and merely placing it on the ground. If a tree falls across your driveway, you may be entitled to reimbursement for having the tree moved from the driveway, allowing access to come and go from your home. Most insurance companies will cover a maximum of $500 to remove the debris from the property.
What are some things that are not usually covered? If a tree falls on your property, and nothing was damaged, it is unlikely you are entitled to reimbursement without a specific line item in your policy. Additionally, if a tree is hanging in a precarious position over your home but has not entirely fallen yet; removal will most likely not be covered.
Now how can we help? When K&J is called in by a property owner to handle tree-damage-based insurance claims, we help mediate the entire tree portion of the claim and follow it through to the end. K&J is listed as a preferred vendor with most insurance companies as we have experienced a variety of emergency work. Insurers trust that we will work quickly, efficiently, and effectively. Consequently, the insurance companies approve our invoices rapidly, with reimbursement soon to follow.